Federal Benefits for Veterans, Dependents and Survivors
Online Edition
Chapter 4 VA Pensions
Federal Benefits for Veterans, Dependents and SurvivorsEligibility for Veterans PensionLow-income wartime Veterans may qualify for pension if they meet certain service, income and net worth limits set by law, are age 65 or older, or permanently and totally disabled, or a patient in a nursing home receiving skilled nursing care, or receiving Social Security Disability Insurance, or receiving Supplemental Security Income. Generally, a Veteran must have at least 90 days of active duty service, with at least one day during a VA recognized wartime period. The 90-day active service requirement does not apply to Veterans discharged from the military due to a service-connected disability.
Note: Veterans may have to meet longer minimum periods of active duty if they entered active duty on or after Sept. 8, 1980, or, if they were officers who entered active duty on or after Oct. 16,1981. The Veteran’s discharge must have been under conditions other than dishonorable and the disability must be for reasons other than the Veteran’s own willful misconduct.
Payments are made to bring the Veteran’s total income, including other retirement or Social Security income, to a level set by Congress. Unreimbursed medical expenses may reduce countable income for VA purposes.
Protected PensionPension beneficiaries, who were receiving a VA pension on Dec. 31, 1978, and do not wish to elect the Improved Pension, will continue to receive the pension rate received on that date. This rate generally continues as long as the beneficiary’s income remains within established limits, or net worth does not bar payment, and the beneficiary does not lose any dependents.
Beneficiaries must continue to meet basic eligibility factors, such as permanent and total disability for Veterans. VA must adjust rates for other reasons, such as a Veteran’s hospitalization in a VA facility.
Medal of Honor PensionVA administers a pension benefit to recipients of the Medal of Honor. This entitlement is not based on income level or need. Congress set the monthly pension at $1,277.89 for 2014.
Veterans PensionCongress establishes the maximum annual Veterans Pension rates. Payments are reduced by the amount of countable income of the Veteran, spouse, and dependent children. When a Veteran without a spouse or a child is furnished nursing home or domiciliary care by VA, the pension is reduced to an amount not to exceed $90 per month after three calendar months of care. The reduction may be delayed if nursing-home care is being continued to provide the Veteran with rehabilitation services.
Aid and Attendance and Housebound Benefits (Special Monthly Pension)Veterans and surviving spouses who are eligible for VA pensions are eligible for higher maximum pension rates if they qualify for aid and attendance or housebound benefits. An eligible individual may qualify if he or she requires the regular aid of another person in order to perform personal functions required in everyday living, or is bedridden, a patient in a nursing home due to mental or physical incapacity, blind, or permanently and substantially confined to his/her immediate premises because of a disability.
Veterans and surviving spouses who are ineligible for basic pension based on excessive annual income may still be eligible for special monthly pension (SMP) if they require the aid and attendance of another in performing their daily functions, or if they are housebound due to a nonservice-connected condition as a higher income limit applies to SMP entitlement. In addition, unreimbursed medical expenses for nursing home or home-health care may be used to reduce countable annual income.
2014 VA Improved Pension - Veterans RatesStatus of Veteran’s Family Situation and Caretaking NeedsMaximum Annual RateVeteran without dependents$12,652
Veteran with one dependent $16,569
Veteran permanently housebound, no dependents $15,462
Veteran permanently housebound, one dependent $19,380
Veteran needing regular aid and attendance, no dependents $21,107
Veteran needing regular aid and attendance, one dependen $25,022
Two Veterans married to one another $16,569
Increase for each additional dependent child $2,161* Additional information can be found in the Pension Benefits section at www.benefits.va.gov/pension.
Claimants may apply for aid and attendance or housebound benefits by completing VA Form 21-2680 (available through www.va.gov). Claimants may also write to the nearest VA regional office and include copies of any evidence, preferably a report from an attending physician or a nursing home, validating the need for aid and attendance or housebound care. The report should be in sufficient detail to determine whether there is disease or injury producing physical or mental impairment, loss of coordination, or conditions affecting the ability to dress and undress, to feed oneself, to attend to sanitary needs, and to keep oneself ordinarily clean and presentable. In addition, VA may need to determine whether the claimant is confined to the home or immediate premises.
VA also pays a special $90 monthly rate to pension-eligible Veterans or surviving spouses with no dependents who receive Medicaid- covered nursing home care. These funds are available for the beneficiary’s personal use and may not be used to offset the cost of his or her care.
Federal Benefits for Veterans, Dependents and SurvivorsEligibility for Veterans PensionLow-income wartime Veterans may qualify for pension if they meet certain service, income and net worth limits set by law, are age 65 or older, or permanently and totally disabled, or a patient in a nursing home receiving skilled nursing care, or receiving Social Security Disability Insurance, or receiving Supplemental Security Income. Generally, a Veteran must have at least 90 days of active duty service, with at least one day during a VA recognized wartime period. The 90-day active service requirement does not apply to Veterans discharged from the military due to a service-connected disability.
Note: Veterans may have to meet longer minimum periods of active duty if they entered active duty on or after Sept. 8, 1980, or, if they were officers who entered active duty on or after Oct. 16,1981. The Veteran’s discharge must have been under conditions other than dishonorable and the disability must be for reasons other than the Veteran’s own willful misconduct.
Payments are made to bring the Veteran’s total income, including other retirement or Social Security income, to a level set by Congress. Unreimbursed medical expenses may reduce countable income for VA purposes.
Protected PensionPension beneficiaries, who were receiving a VA pension on Dec. 31, 1978, and do not wish to elect the Improved Pension, will continue to receive the pension rate received on that date. This rate generally continues as long as the beneficiary’s income remains within established limits, or net worth does not bar payment, and the beneficiary does not lose any dependents.
Beneficiaries must continue to meet basic eligibility factors, such as permanent and total disability for Veterans. VA must adjust rates for other reasons, such as a Veteran’s hospitalization in a VA facility.
Medal of Honor PensionVA administers a pension benefit to recipients of the Medal of Honor. This entitlement is not based on income level or need. Congress set the monthly pension at $1,277.89 for 2014.
Veterans PensionCongress establishes the maximum annual Veterans Pension rates. Payments are reduced by the amount of countable income of the Veteran, spouse, and dependent children. When a Veteran without a spouse or a child is furnished nursing home or domiciliary care by VA, the pension is reduced to an amount not to exceed $90 per month after three calendar months of care. The reduction may be delayed if nursing-home care is being continued to provide the Veteran with rehabilitation services.
Aid and Attendance and Housebound Benefits (Special Monthly Pension)Veterans and surviving spouses who are eligible for VA pensions are eligible for higher maximum pension rates if they qualify for aid and attendance or housebound benefits. An eligible individual may qualify if he or she requires the regular aid of another person in order to perform personal functions required in everyday living, or is bedridden, a patient in a nursing home due to mental or physical incapacity, blind, or permanently and substantially confined to his/her immediate premises because of a disability.
Veterans and surviving spouses who are ineligible for basic pension based on excessive annual income may still be eligible for special monthly pension (SMP) if they require the aid and attendance of another in performing their daily functions, or if they are housebound due to a nonservice-connected condition as a higher income limit applies to SMP entitlement. In addition, unreimbursed medical expenses for nursing home or home-health care may be used to reduce countable annual income.
2014 VA Improved Pension - Veterans RatesStatus of Veteran’s Family Situation and Caretaking NeedsMaximum Annual RateVeteran without dependents$12,652
Veteran with one dependent $16,569
Veteran permanently housebound, no dependents $15,462
Veteran permanently housebound, one dependent $19,380
Veteran needing regular aid and attendance, no dependents $21,107
Veteran needing regular aid and attendance, one dependen $25,022
Two Veterans married to one another $16,569
Increase for each additional dependent child $2,161* Additional information can be found in the Pension Benefits section at www.benefits.va.gov/pension.
Claimants may apply for aid and attendance or housebound benefits by completing VA Form 21-2680 (available through www.va.gov). Claimants may also write to the nearest VA regional office and include copies of any evidence, preferably a report from an attending physician or a nursing home, validating the need for aid and attendance or housebound care. The report should be in sufficient detail to determine whether there is disease or injury producing physical or mental impairment, loss of coordination, or conditions affecting the ability to dress and undress, to feed oneself, to attend to sanitary needs, and to keep oneself ordinarily clean and presentable. In addition, VA may need to determine whether the claimant is confined to the home or immediate premises.
VA also pays a special $90 monthly rate to pension-eligible Veterans or surviving spouses with no dependents who receive Medicaid- covered nursing home care. These funds are available for the beneficiary’s personal use and may not be used to offset the cost of his or her care.